Are you preparing your kids for the possibility that robots might take their jobs in 10-20 years?

Are you prepared for the possibility that AI might take your job?

We're not talking about finding an AI-proof career this time. We covered that already: trades, skilled labor, jobs requiring physical presence. That's the 5-10 year plan.

We're talking about the 30, 40, 50-year plan. How do you set yourself and your family up for success when automation fundamentally reshapes the economy?

Because here’s the thing: The old paths to financial security don't work anymore.

Most families can't afford houses as wealth-building investments. A 4% savings account loses to inflation. The US dollar is steadily losing purchasing power. Government bonds feel too slow to build real wealth in a lifetime.

Meanwhile, AI and robotics companies are becoming more and more valuable. They're automating jobs, increasing productivity, generating massive profits, and their stock prices are soaring.

So here's our answer: If these companies are going to take our jobs and our children's future job prospects, we owe it to our families to invest in them and capture whatever profits we can. Because those potential profits might be the best (maybe the only) path to meaningful retirement wealth in the age of automation.

In today's edition of Dinner Table Discussions:

✅ Why investing in AI companies is the hedge against job automation
✅ Which AI and robotics stocks are worth considering
✅ How to navigate the risks and market timing

Bon appétit! 🧑‍🍳

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Let's be blunt about what's happening: AI and robotics are going to eliminate tons of jobs over the next few decades. Not might. Will.

Software engineers, customer service reps, truck drivers, radiologists, accountants, lawyers, writers, designers… entire professions are on the chopping block. Some will be augmented by AI (humans + AI working together). Others will be replaced entirely (AI doing the job without humans).

This is genuinely scary if your income depends on selling your labor. And for most families, income does depend on labor. You work, you get paid. No work, no pay.

But here's the twist: While AI eliminates jobs, it creates massive wealth for the companies deploying it. If a company uses AI to replace $100,000/year employees with a monthly software subscription, they’re going to see their profit margins explode. And those profits flow to shareholders.

So the strategy is simple: Become a shareholder.

If AI is going to take your job eventually, at least you'll own a piece of the companies that replaced you. Your job income might disappear, but your investment income could replace it. Or even exceed it.

Here's why this makes sense as a long-term wealth-building strategy.

NVIDIA, the company making the chips that power AI, went from a $145 billion market cap in 2020 to over $4.5 trillion today. That's a 31x increase in just ~6 years. Early investors made life-changing returns.

Microsoft, Google, Meta, Amazon (all heavily investing in AI) have seen massive stock price increases as the market prices in their AI advantages.

This wealth creation is real. The question is whether you're participating in it or watching from the sidelines.

When a company replaces 1,000 employees earning $75,000 each with AI that costs $100,000/year to operate, they save $74.9 million annually. That's pure profit going to the bottom line.

This isn’t happening at that scale or too that degree yet, but we think that it will.

If it does, companies that successfully automate will have enormous competitive advantages over companies that don't. Their stock prices will reflect that.

AI capabilities are improving exponentially. GPT-5 is dramatically better than GPT-3 was. Claude and Gemini are pushing boundaries. AI can now write code, analyze images, generate videos, diagnose diseases, draft legal documents, and more.

“Work” is fundamentally changing on a weekly basis. And the process is speeding up.

If your job gets automated and you have no investment income to replace it, you're in serious trouble. Social safety nets might help, but they won't maintain your standard of living (again, talking 20, 30, 40 years in the future).

If your job gets automated but you own $500,000 in AI company stock that's grown 300% while eliminating your job, you have options. You can live off investment income. You can retrain. You can take time to find the right next opportunity.

Investment income provides options when labor income disappears.

You don't need to pick individual stocks if you don't want to. Index funds that include AI companies give you broad exposure with less risk.

But if you want to be more targeted, here are categories to consider.

This isn’t investment advice. Always do your own research.

These companies provide the picks and shovels of the AI gold rush: the chips, cloud computing, and infrastructure that make AI possible.

NVIDIA (NVDA) - Makes the GPUs that power AI training and deployment. Dominant market position. Already made early investors wealthy. Still growing.

Microsoft (MSFT) - Owns Azure cloud platform, massive OpenAI partnership, integrating AI across all products.

Amazon (AMZN) - AWS cloud platform powers huge portions of AI infrastructure. Also deploying AI in logistics and retail.

Taiwan Semiconductor (TSM) - Manufactures the advanced chips that NVIDIA designs and everyone else uses.

These companies are building AI products that directly replace human labor.

Google/Alphabet (GOOGL) - Search, ads, cloud, and developing advanced AI models (Gemini). Enormous resources and talent.

Meta (META) - Building AI for content moderation, ad targeting, and open-sourcing powerful models like Llama.

Palantir (PLTR) - AI for government and enterprise. Controversial but growing rapidly.

C3.ai (AI) - Enterprise AI applications. Higher risk but positioned in growing market.

Physical automation: developing robots that can manipulate objects, navigate environments, and replace human labor in the real world.

Tesla (TSLA) - Yes, cars, but also developing humanoid robots (Optimus) and AI for autonomous driving.

Symbotic (SYM) - Warehouse automation. Growing as e-commerce demands more automated fulfillment.

If picking individual stocks feels risky or overwhelming, you could buy index funds that give you broad exposure to the technology sector including AI companies.

QQQ (Invesco QQQ Trust) - Tracks the Nasdaq 100, which is heavy on tech including all major AI players.

VGT (Vanguard Information Technology ETF) - Broad tech sector exposure including AI companies.

ROBO (ROBO Global Robotics and Automation Index ETF) - Specifically focused on robotics and automation companies.

BOTZ (Global X Robotics & Artificial Intelligence ETF) - Another robotics and AI-focused fund.

This strategy isn't risk-free. Here are the things that could go wrong:

The age of AI and automation is here. Jobs will be lost. Wealth will be created. The question is whether you and your family will share in that wealth or just bear the costs.

To be clear, by investing in AI and robotics companies, you aren’t rooting for job loss. You’re pragmatically positioning yourself to benefit from a trend that is likely going to happen no matter what. If automation is coming anyway (and it is) you might as well own part of the companies doing it. Farmers have been doing this for years with futures investing, betting against their crops in years where they know the harvest will be bad.

However, this doesn't mean totally abandoning other investments. You can still diversify. You can still invest in index funds, bonds, real estate, and other assets. But having meaningful exposure to AI and robotics companies makes sense as a potential long-term hedge against the automation of labor.

Your job might not survive the AI revolution, but you can take steps to try and make sure your family's financial future does.

Cheers to getting 1% better each week! 🥂

We’d love to hear about your decisions there—and your throughs could help someone else with their own process.
Just hit reply and share.

Thanks for reading,
—Your friends @ Future Funders 🍽️

P.S. Forward this to a friend who has no assets at all. 😬