🍽️ Make dough with IPOs

Plus: Ranking colleges by return on investment, get smarter about impulse purchases, you decide the best places to live in the U.S., and more...

Together With

Hey Future Funders Family,

It’s hard to believe that today is the 22nd anniversary of 9/11. As a kid that grew up in NYC, I remember that day like it was yesterday.

As my girls get older I’d like to find ways to talk to them about the towers, the heroes that risked their lives that day, and in the aftermath, the sense of unity we felt as a nation.

If you’d like to talk to your kids about the importance of that day but aren’t sure how, we thought the 9/11 Museum & Memorial had some good tips.

Lastly, we are going to test out some shorter formats over the next few weeks so please let us know what you think at the bottom by rating it.

Okay, let’s get to it!

💬 Quote Of The Week

“Parenting without a sense of humor is like being an accountant who sucks at math.”

🍽️ The Main Course

Headlines That Matter

IPOs Are Coming Baaack

Wall Street is buzzing this week as we are about to witness the biggest IPO since 2021. Investors are watching it closely trying to tell if the Artificial Intelligence bubble will pop (and also looking for signs that the broader stock market’s next move is up or down).

We’ll quickly break down what an IPO is and why this one in particular is so important. More importantly, we’ll show you a few ways you can make money with IPOs (or safer assets if you prefer) and give you some tips for teaching the kids.

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Dining Together with The Honest Company

Meaningful transparency and thoughtful design.

The Honest Company was born of a simple purpose: to create safe, effective products for our families and yours. It’s our set of guiding principles, and it’s the way in which we apply our values to innovation and development.

Today we are offering Dinner Table Discussion readers Save 20% on every Diapers + Wipes Subscription order + get free US shipping. No code necessary.

🥘 The Side Dishes

A few things to know…

👷 Start em’ young. We loved this video where kids in Tokyo aged 3-15 can try up to 50 different types of jobs as part of a learning experience.

🛑 Skip these chips. Hershey’s One Chip Challenge product is being pulled from stores in Massachusetts after the death of a teen.

🗒️ It’s a great time to go to Europe. Airlines across Europe have started discounting their tickets as the peak summer travel season ends (we also have a quick guide on setting airfare price alerts).

💪 Hack your health. Healthhack is a free 5-minute weekly read on the latest in wellness, tech, and the strange (and awesome) ways they intersect. Sign up for free and try it out right here!*

🎓 Rankings by ROI. The Wall Street Journal recently made changes to its college ranking system to emphasize the return on investment of a degree. We continue to believe more and more parents (like us) are going to think critically about about the ROI of a four year college as tuition costs just keep rising (we have some further thoughts here).

💵 Claim your cash. If you purchased most kinds of Dole fruit from Jan. 12, 2017, and June 27, 2023 you may be due some cash. Dole agreed to a $4.3 million class action lawsuit settlement to resolve claims it falsely advertised its fruit cups as containing “100% juice.” File a claim here before September 25th (you don’t need proof of purchase to file a claim).  

🛒 Impulse purchase (or was it?). Six out of 10 Ikea purchases are impulse buys, and that’s how they intend it. This video explains how the company tricks you into walking out with more than you thought so you can prepare yourself.

🎩 Where are all the billionaires? Did you know there are only three states without any billionaires living there: Alaska, West Virginia, and Delaware. Check out who the top billionaire is in your state.

🏡 Best places to live. With so many subjective lists out there, we found this site that will tell you the best places to live in the U.S. based on criteria that you select. To each their own!

🪧 Become a better marketer. Marketing Letter is a free newsletter designed for entrepreneurs, marketers, or anyone who wants to be the smartest marketer in the room. Try it out with a one click sign up here!* 

*this is a sponsored post

Dinner Discussion ❓

Historically, the average IPO _______ on the first day it starts trading.

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🗓️ The Week Ahead

September 12th

Today The U.S. House of Representatives is back in session from their August recess. Expect to see headlines around another government shutdown with Congress having just 11 legislative days to pass something.

Don’t let the media worry you about this one though as neither party seems to want a shutdown right now and with the data we will get (see below), inflation is far more important to families this week.

September 13th

Today we get one of the most anticipated inflation data points in some time. Recent data has given us some indication that inflation has stalled and the Consumer Price Index (CPI) report for August will be widely watched ahead of the Fed meeting next week.

We continue to think interest rates are likely done rising (or near done), but the bigger question is how long until they start coming down.

Dining Together with Matt’s Flights

If you are planning a trip soon or just want to stay in the loop on great airline ticket prices then Matt’s Flights is for you. They will send you free cheap flight alerts from your location and promise to help you save up to 90% on domestic and International flights. Sign up in one click here!*

*this is a sponsored post

🍨 Dessert

This Week’s Deals For Families

Help your family save and spend smarter*

👕 Carter’s is offering up to 60% off select kid and toddler clothes for a limited time.

🧚🏻 Thrive Cosmetics is offering 15% off CC Cream + Concealer Set for a limited time. Purchase this skin-loving, complexion duo for a savings of $10!

🚴 Have a Peloton bike at home? For a limited time they are offering Dinner Table Discussions readers a deal on Bike Shoes. Use code NEWSHOES40 at checkout for 40% off Peloton bike shoes.

*our goal is to always keep this newsletter free. If you buy something through our listed deals we may earn a small commission, at no added charge to you, in order to help us keep the lights on

Dinner Discussion ❓

Answer: Since 1980, the average IPO has gone up about 18% on the first day of trading. The reason for this is that companies and bankers (usually) tend to offer the first price to the public at a discount to entice more and more buyers into the stock. However, after all the day 1 hype is done, it’s also worth noting that about 50% of all IPO’s go down on their second day of trading.

Have a dinner table financial question you would like our opinion on? Shoot us a note here and we are happy to share our thoughts!

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