What if you could save over 40% of your income in the coming month to do whatever you wanted with it?

What if one single month of intentional choices could break bad spending habits you've had for years?

And what if the fastest way to reach your financial goals in 2026 isn't making more money… it's stopping the money leaks you don't even notice?

This isn’t some vaguely positive goal. This is something you can commit to for a month, measure, and see immediate results from.

That’s what we’re covering today: the ultimate challenge to get ahead of your goals and get in the best financial shape of your life this year. 

Two words: Spending. Freeze.

Today, we’re covering:

✅ What a spending freeze is (and why it works when vague goals fail)
✅ The rules: what counts as essential vs. non-essential
✅ Real math showing how much you could save
✅ Why this challenge works for everyone, not just people in debt

Bon appétit! 🧑‍🍳

Sponsored by Mode Mobile

Most people brushed off Apple’s new Starlink integration for iPhones.

Mode Mobile saw something bigger: billions of new users suddenly within reach.

Mode’s EarnPhone already reaches 490M+ users that have earned over $1B, and that’s before global satellite coverage. With SpaceX eliminating "dead zones," Mode's earning technology can now reach billions more in unbanked and rural populations worldwide.

Their global expansion is perfectly timed, and investors like you still have a chance to invest in their pre-IPO offering at $0.50/share. But that window is fading fast as their share price is expected to move on 05/29.

With their recent 32,481% revenue growth and newly reserved Nasdaq ticker, Mode is edging closer to a potential IPO.

⏰ Secure your shares at $0.50/share before price changes on 05/29!

Please read the offering circular at invest.modemobile.com. This is a paid advertisement for Mode Mobile's Regulation A Offering.

If you haven’t heard of a spending freeze, here’s the rundown.

For one month, you put a complete freeze on any non-essential spending. Two things will most likely happen: 

We love the second one. The first one is the key though.

The point of this exercise isn’t just for you to save more money for a month. It’s really to show you that you can probably cut back on more spending if you want to and if you really put your mind to it.

Now, we aren’t saying you should cut back on all non-essential spending all the time. That’s not a very sustainable way to live; if you never get to buy or do anything fun with your money, you’re likely to get frustrated with your lifestyle.

But a one-month challenge to spend as little as possible? THAT is how you kickstart your financial goals!

Alright, here’s the blueprint.

Food, bills, rent, gas, and investing/saving. 

That’s it.

Unfortunately, Netflix and eating out at restaurants don’t count as non-essentials.

(Ok, you could set a rule to eat out, like, twice during the spending freeze if you must.)

Basically, if you want to join in on this challenge, then for 31 days just pause all your monthly subscriptions, don’t eat out, don’t buy new clothes, and don’t go to coffee shops.

Sponsored by Greenland Energy Company

Post-deSPAC GLND is the kind of setup tape-readers actually pay attention to: insider lockups still in place from the March 2026 business combination, and a reported borrow rate north of ~827% on the available shares — a number you only see when shorts are paying through the nose to bet against a name with no supply.

What's behind the ticker? Greenland Energy Company holds rights to earn up to a 70% working interest across the entire 2 million+ acre Jameson Land Basin — 58 prospects mapped (Sproule ERCE), with potential upside of up to ~13 billion barrels of recoverable oil.

The first drilling campaign is scheduled for H2 2026 with Halliburton, IPT Well Solutions, and Stampede Drilling already engaged.

Tight supply. Real catalysts. One Nasdaq ticker.

*This is a paid advertisement by Greenland Energy Company.

We think that genuinely anyone at any level of income could benefit from this challenge.

After all, who can’t relate to this on some level:

Ok, so maybe you don’t relate to that (if so, well done!) 😂

Still, the spending freeze challenge is not just for people trying to get out of debt or save for a down payment. Here are some potential reasons for the challenge:

And more importantly, regardless of your financial goal, this challenge can give anyone a sense of accomplishment and the knowledge that you have what it takes to do difficult things.

That might sound silly or like a platitude, but trust us, it’s not. In a world where it is too easy to fill our minds with dopamine, choosing to add discipline to our lives shapes us into people of substance. People who can accomplish their goals and are in it for the long haul!

Alright, so maybe you’re intrigued by this challenge, but you aren’t convinced that you actually spend that much on “non-essentials.”

Let’s run through a hypothetical example and see if you still feel that way at the end! (Honestly, you might, because our readers are great with their finances, but still 😉)

Let’s say your household brings in $115,000 a year total. 

That comes out to roughly $9,583 a month pre-tax. We’ll estimate that after taxes, you make $7,300 a month. We’ll calculate everything with that figure in mind.

Total: $4,150

$7,300 - $4,150 = $3,150

So, all things considered, you would be saving $3,150 this January (or 43% of your after-tax pay)!

That’s huge. 43% of your income can now go to any of the following:

If a spending freeze seems intimidating, we don’t blame you. It’s difficult to think about not buying anything that you don’t absolutely need.

But that doesn’t mean it wouldn’t be worth it! And more importantly, doing a spending freeze challenge for a month doesn’t mean you have to adopt some sort of hyper-minimalist lifestyle from now on. For example, as you saw in the tweet above, a lot of people do “dry January” where they don’t drink at all, and it serves as a great mental reset. Maybe this could be the same for you, but as a financial reset!

Cheers to getting 1% better each week! 🥂

We’d love to hear about it—and your story could help someone else do the same.
Just hit reply and share.

Thanks for reading,
—Your friends @ Future Funders 🍽️

P.S. Forward this to a friend who’s trying to grow their net worth this year! 😤